the first human beings probably evolved out of africa around ethiopia 160000-200000 year ago -welcome to our roots and most of our genetics !! one woman with enough daughters mitochondria

FOCAC :: 6th in 2015; news; 7th in beijing in 2018 -chinese notes on africa rsvp linkedin UNwomens - whats on next on africa's diary that needs to be logged at

Africa in beijing latest apl zimbabwe 1 2; mar senegal namimbia us hub china-africa

Discuss next 100 bn $ of African Infrastucture Investment... 018 rising//Outlook//Continuing Entrepreneurial Revolution Curriculum of The Economist's Norman Macrae 10 sept 1923 to 11 June 2010

breaking 2018 -help accra stage africa's and the world's greatest jobs creating education summit

#theeconomist #BR9 congratulatuon's africa's nobel ;peace winner Dr Denis Mukwege, a gynaecologist from the Democratic Republic of Congo - so much so many could learn from your solutions network

Dr. Denis Mukwege is a surgeon, gynecologist and women’s rights activist. He founded the Panzi Hospital in Bukavu in 1999 as a clinic for gynaecological and obstetric care, and expected to be working on issues of maternal health. Since 1999, however, Dr. Mukwege and his staff have helped to care for more than 40,000 survivors of sexual violence, which has made him the world’s leading expert on ‘repairing’ the internal physical damage caused by (gang) rape

- special thanks to South Africa's Taddy Blecher for being first educator to celebrate Norman Macrae remembrance party ; special thanks to sir fazle abed for being the greatest educator to remember Norman and his wonderful microfranchise-0 adolesecent girls jobs clubs across BRAC in Africa;

special thanks to 4 chinese female graduates for updating Norman's belief that the sustainability of all global youth will depend on china's education leadership , Kissinger 30 year celebration of the 150 person network of Chinese Americans who love both countries futures of youth and QuarterBillionGirls can share their story of what the human race needs to celebrate now. Africa undp reports

Monday, March 25, 2019

A talk with Sukhwinder Arora about the Savings at the Frontier Program

We look forward to your participation in 30 minutes at the Evidence and Impact Webinar with Sukhwinder Arora, an associate of OPM and Director of Arora Associates Limited UK on March 25th, 2020 from 9:00 a.m. EST - 10:00 a.m. EST (US).

Sukhwinder will discuss his experience as team leader of the Savings at the Frontier program from 2015-2019.  

Please connect to the webinar through the WebEx link below.

Savings at the Frontier (SatF) is a six and a half year program (2015-2022) that seeks to bridge the gap between the supply of formal financial services and informal savings mechanisms (ISMs), so that poor customers have a greater choice and use of financial services that best meet their needs. SatF is supporting nine Financial Services Providers (FSPs) in Ghana, Tanzania, and Zambia to help them test and deepen commercial relationships with ISMs. The goal is to scale up financial services for at least 250,000 rural and semi-urban poor customers across these three countries via innovative FSP-led business models. SatF is also producing evidence and sharing learning that can contribute to the development of effective, scalable business models for financial services delivery in frontier markets.

The program was launched in November 2015 and is a partnership between Mastercard Foundation and Oxford Policy Management (OPM). It is implemented by an OPM-led consortium and other OPM associates. More details at

Sukhwinder Arora will share his perspectives on the lessons from the SatF experience related to:

  • Promising strategies that the public sector can use to spark innovation among FSPs to scale savings services among poor people.

  • How savings can impact various dimensions of people’s well-being.

Two guest discussants will share their perspectives on the SatF experience: Prabhat Labh, CEO of Grameen Foundation and Gerhard Coetzee, Customer Value Pillar Lead at CGAP. 
Sukhwinder Arora
Sukhwinder Arora is an associate of OPM and Director/Promoter of Arora Associates Limited UK. He has more than 30 years’ experience of scoping, designing, implementing, monitoring and evaluating financial and private sector development projects in over 30 countries (mainly in Sub Saharan Africa and South Asia). After completing Economic Honours from Delhi University, Sukhwinder joined a newly started Post Graduate Programme in Rural Management (1980-82) which sought to train professional managers for enterprises interested in social impact. After 21 years of socio-economic development work in India, Sukhwinder shifted to work on global financial inclusion/ financial sector development issues, and joined the DFID HQ based financial sector policy team in 2003. Sukhwinder worked as Private Sector Development Adviser for DFID during 1996-2007. Sukhwinder has served as team leader for a number of projects: Evaluation of the Mastercard-IFC Partnership for Financial Inclusion in Sub-Saharan Africa; Mid Term Evaluation of FSD Africa (DFID); Development of Impact Oriented Measurement for FSDA and FSD Network (FSDA and CGAP); Evaluation of effectiveness of FMO funded (M)SME banks in South Asia; and implementation of Savings at the Frontier program (2015-20). He has contributed to two books: The Poor and their Money (with Stuart Rutherford) and Small Customer, Big Market: Commercial Banks in Microfinance (with Malcolm Harper); and served as chairman of UK Microfinance club during 2010-13. 
Prabhat Labh
Prabhat Labh is the Chief Executive Officer of Grameen Foundation India. He is an international development expert with over two decades of experience in leading programs and initiatives across twenty countries in Asia, Africa and North America. Prabhat brings deep domain of knowledge in financial inclusion, enterprise development and livelihood sectors. Besides, he also serves on various boards, investment committees and advisory committees and is frequently called upon to speak at national and global events. Prabhat is passionate about innovative business models that leverage technology and customer-centricity to drive inclusion and financial wellbeing at scale.
Gerhard Coetzee
Gerhard Coetzee leads the customer value team at CGAP, including customer segments and insights, protection and value, and is also responsible for Gateway Academy, a digital learning platform. He is an Extraordinary Professor at the University of Stellenbosch Business School. Before CGAP, Mr. Coetzee was Head of Inclusive Banking at Absa Bank (South Africa) responsible for its branchless banking proposition, founder and Director of the Centre for Inclusive Banking in Africa, Professor in Agricultural Economics at the University of Pretoria, technical lead and CEO of a consulting firm (owned by DAI) and had several senior roles at the Development Bank of Southern Africa. His specialization areas are development finance, financial inclusion, agricultural finance, and rural development. He is published widely and has worked in several countries, the majority in Africa.

Thursday, March 7, 2019

  1. great